At CerescoBank, the guideline for each customer relationship, many of
which span generations, is trust. As professionals entrusted with
sensitive financial information, we respect the privacy of our customers
and are committed to treating customer information responsibly. We
believe that the privacy policy outlined below will serve as the
standard for all CerescoBank employees in collection, use, retention,
and security of Nonpublic personal information. You receive this notice
because all financial institutions are required by law to provide
customers with privacy notices every year.
What Information We Collect. We may collect “nonpublic
information” about you from the following sources.
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Information we receive
from you on applications or other loan and account forms.
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Information about your
transactions with us or others.
-
Information we receive
from a third party, such as a credit reporting agency providing your
credit history or employment verification.
“Nonpublic Personal
Information” is nonpublic information about you that we may obtain
in connection with providing a financial product or service to you. This
could include such information as account balances, payment history, and
overdraft history.
Information Use and Disclosure CerescoBank may disclose personal
and account information about you to our affiliates. An affiliate is a
company we own or control, or one that owns or controls us. Ownership
does not mean complete ownership, it means owning enough to have
control.
CerescoBank will exchange information about our customers to
non-affiliated 3rd parties in certain circumstances, such as; servicing
your account or loan with us, providing products and services, and
when given customer consent. We do not disclose any non-public
information except in accordance with standard banking practice or when
permitted by law, regulation, or court order.
Security Procedures to Protect Information
CerescoBank restricts access to your personal financial information to
those employees who need to know that information in order to provide a
product or service for you. We also maintain physical and electronic
safeguards that comply with federal standard to guard your nonpublic
personal information. CerescoBank will continue to monitor and update
its safeguards on privacy as new technology emerges.
If for any reason you decide to close your account(s) or become an
inactive customer, CerescoBank will continue to follow the privacy
policies and practices described in our policy.
If you have any questions or comments regarding our policy at
CerescoBank please feel free to contact us at (402) 665-3431 or stop in
and see us at 130 West Elm Street, Ceresco, NE.
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