At CerescoBank, the guideline for each customer relationship, many of which span generations, is trust. As professionals entrusted with sensitive financial information, we respect the privacy of our customers and are committed to treating customer information responsibly. We believe that the privacy policy outlined below will serve as the standard for all CerescoBank employees in collection, use, retention, and security of Nonpublic personal information. You receive this notice because all financial institutions are required by law to provide customers with privacy notices every year.

What Information We Collect. We may collect “nonpublic information” about you from the following sources.

• Information we receive from you on applications or other loan and account forms.

• Information about your transactions with us or others.

• Information we receive from a third party, such as a credit reporting agency providing your credit history or employment verification.

“Nonpublic Personal Information” is nonpublic information about you that we may obtain in connection with providing a financial product or service to you. This could include such information as account balances, payment history, and overdraft history.

Information Use and Disclosure CerescoBank may disclose personal and account information about you to our affiliates. An affiliate is a company we own or control, or one that owns or controls us. Ownership does not mean complete ownership, it means owning enough to have control.

CerescoBank will exchange information about our customers to non-affiliated 3rd parties in certain circumstances, such as; servicing your account or loan with us, providing products and services, and when given customer consent. We do not disclose any non-public information except in accordance with standard banking practice or when permitted by law, regulation, or court order.

Security Procedures to Protect Information
CerescoBank restricts access to your personal financial information to those employees who need to know that information in order to provide a product or service for you. We also maintain physical and electronic safeguards that comply with federal standard to guard your nonpublic personal information. CerescoBank will continue to monitor and update its safeguards on privacy as new technology emerges.

If for any reason you decide to close your account(s) or become an inactive customer, CerescoBank will continue to follow the privacy policies and practices described in our policy.
If you have any questions or comments regarding our policy at CerescoBank please feel free to contact us at (402) 665-3431 or stop in and see us at 130 West Elm Street, Ceresco, NE.

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